In 2024, joining business loan affiliate programs could be a smart move. The market for corporate loans is growing rapidly. In 2021, it was worth $17.6 trillion and is expected to reach $47 trillion by 2031. Starting and maintaining a business is challenging. In the United States, half of the private-sector businesses fail within their first five years. A major reason for this is the lack of funds, which stops many potential entrepreneurs from even starting.
If you have a blog focused on business or finance, you can support these aspiring entrepreneurs. By recommending the right business loan options, you can guide them on their path to success. Plus, being part of an affiliate program can be financially rewarding. Statistics show that affiliate marketers in the finance niche can earn over $9,000 a month on average.
Top 10 High-Paying Business Loans Affiliate Programs In 2024
For those looking to offer tailored financial solutions to their audience and earn substantial commissions, exploring the best affiliate programs in the business loans niche is a wise decision. This can be a lucrative opportunity while also helping others achieve their business dreams.
1. National Funding
National Funding is a trusted source for business loans in the U.S., boasting an A+ rating from the Better Business Bureau. They’ve provided over $4.5 billion to more than 75,000 businesses. What makes them stand out are their quick funding process, flexible loan options, and high chances of loan approval.
Here are some key points about the National Funding affiliate program:
- Managed through Impact Radius.
- Offers a 3% commission on each sale.
- Cookie duration is 60 days.
- Averages a 30-day EPC (Earnings Per Click) of $3.83.
- Suitable for affiliates with audiences of small business owners active for at least six months.
- Open to collaborations with influencers and paid placements.
More details:
- URL: National Funding affiliate program
- Commission rate: 3% per sale
- Cookie duration: 60 days
- Products/Services: Business loans and financing
- Payment methods: PayPal, check, wire transfer, direct deposit, ACH transfer
- Market: United States only
2. Funding Circle
Funding Circle is great for quick business funding, approving loans in just 48 hours. They offer different kinds of loans, like SBA loans and lines of credit. It’s a trustworthy choice, having helped over 130,000 companies in numerous industries with $19.4 billion in funding. While the details of their affiliate program are not publicly shared, successful partners get access to useful marketing tools, including API integration.
- Program Name: Funding Circle Affiliate Program
- Speed of Funding: Approval within 48 hours
- Loan Options: Multiple, including SBA loans and business lines of credit
- Trustworthiness: A+ rating from Better Business Bureau; $19.4 billion funded
- Number of Companies Assisted: Over 130,000 in 700+ industries
- Affiliate Benefits: Access to marketing tools and API integration
- Commission Rate: Not publicly listed
- Cookie Duration: Not publicly listed
- Products/Services Offered: Business loans
- Payment Methods for Affiliates: Not publicly listed
- Target Market: Various industries and business types
3. Biz2Credit
Biz2Credit is a great choice for small businesses looking for fast funding. They offer loans from $25,000 to $6 million. The best part? Their loan process is quick, taking only four minutes to apply. Plus, businesses can find out if they get the loan in just 24 hours, and some even get their money in 72 hours. They have a special program for people who refer new customers, where they pay you a percentage of the loan. Joining is easy and you start earning right away. They also give you tools like web pages and calculators to help you.
- Loan Amounts: $25,000 to $6 million
- Application Time: 4 minutes
- Funding Decision: Within 24 hours
- Receiving Funds: Possibly in 72 hours
- Affiliate Program: Earn a percentage for referrals
- Easy Registration: Start earning quickly
- Marketing Tools: Includes landing pages and calculators
- URL: Biz2Credit affiliate program
- Commission Rate: Not listed
- Cookie Duration: Not listed
- Products: Business loans and financing
- Payment Methods: Not listed
- Market: U.S. only
4. SmartBiz Loans
SmartBiz Loans make getting a loan for small businesses easier. They use special technology to check if a business qualifies for a loan. They then suggest the best loan options and help businesses apply through their partner banks. Many people like SmartBiz Loans – they have a high rating of 4.6 out of 5 from over 16,000 reviews on Trustpilot.
Here’s more about their affiliate program:
- Affiliate Program: Join SmartBiz Loans’ own program to earn money for each successful loan application you prefer.
- Partners: They work with different types of partners, including individual accountants and big companies.
- Website: SmartBiz Loans Affiliate Program
- Commission Rate: Not mentioned.
- Cookie Duration: Not mentioned.
- Products/Services: Offers small business loans.
- Payment Methods: Not mentioned.
- Market: Available only in the US.
5. National Business Capital
National Business Capital is a helpful platform for small business owners. It connects them to over 75 lenders, offering various financial solutions like fixed-term loans and lines of credit. Since starting in 2007, they’ve helped businesses get over $2 billion in funding. They also give back to the community by donating meals to Feeding America for each funded deal.
Here are some key points about their affiliate program:
- Service Variety: Access to a range of financial solutions for small businesses.
- Social Impact: Donations to Feeding America with each funded deal.
- Affiliate Benefits: Large commissions for affiliate partners.
- Marketing Support: Co-branded landing pages and other materials to assist in promotion.
- Website: National Business Capital affiliate program.
- Commission Rate: Not specified.
- Cookie Duration: Not specified.
- Target Market: U.S.-based businesses.
- Payment Methods for Affiliates: Not specified.
This program is ideal for those who want to support small businesses while earning through affiliate marketing.
6. Uplyft
Uplyft Capital is a company that helps business owners get money when they need it. They are especially helpful for business owners who don’t have good credit, businesses making a lot of money but haven’t been around for long, and companies that are okay with paying a bit more to avoid extra charges. They offer different kinds of financial help, like cash advances, credit lines, and loans.
- Commission Rate: Earn $200 for each sale.
- Cookie Duration: 30 days.
- Products/Services: Loans for business owners with low credit.
- Payment Methods: Get paid through PayPal, ACH, or wire transfer.
- Market: Available only in the United States.
- Special Note: Uplyft looks for partners who can recommend business owners making at least $8,000 a month. They work with influencers and allow specific product promotions and bidding on trademark terms.
7. Lendio
Lendio is a platform that helps small businesses find loans. They work with over 75 lenders to offer more than 10 types of loans. Lendio is well-liked, with over 15,000 great reviews on Trustpilot. They’ve helped with over 300,000 loans, totaling more than $12 billion. To join their affiliate program, you need to apply and get approved. They don’t share details like commission rates upfront, but they do have special rewards for their best affiliates. Lendio makes things easy for users and offers tools like API integration and custom pages for affiliates. But remember, they only work with affiliates in the US.
- Lendio Affiliate Program: Find out more
- Commission Rate: Not listed
- Cookie Duration: Not listed
- Products/Services Sold: Various business financing options
- Payment Methods: Details not provided
- Market: Only in the US
- Special Features: API integration, custom landing pages, embedded loan applications
- Affiliate Rewards: Extra benefits for high performers
8. Commercial Loan Direct
Commercial Loan Direct is a company that connects people with different loan options. They work with over 200 lenders like credit unions, banks, and insurance companies. Their team helps clients find the best loans and real estate financing. They’re part of the Georgia Lenders Quality Circle and have an “A” rating from the Better Business Bureau, which makes people trust them more.
Here’s what you need to know about their affiliate program:
- Commission Rate: Earn $1,250 for each loan that is finalized, plus $250 for referrals.
- Preferred Partners: They look for affiliates who post high-quality content about finance, like reviews and news updates.
- URL: Commercial Loan Direct affiliate program.
- Cookie Duration: Not specified.
- Products/Services: They offer commercial loans.
- Payment Methods: They pay through mailed checks or PayPal.
- Market: Their program is only available in the United States.
9. GoKapital
GoKapital is a reliable source for various business loans, including commercial real estate financing, revenue-based loans, merchant cash advances, and even personal loans. They operate in all 50 states of the United States and don’t focus on credit scores for eligibility. To apply, you only need a monthly revenue of $30,000 or more, making it an accessible option for small businesses.
Here’s what you need to know about their affiliate program in a nutshell:
- Commission Rate: While the exact commission rate isn’t specified, GoKapital claims to offer one of the highest payouts in the business loans industry.
- Cookie Duration: The duration of their tracking cookies isn’t disclosed.
- Products/Services: GoKapital primarily offers commercial real estate loans and business financing.
- Payment Methods: Affiliates can receive their commissions via check or direct deposit.
- Target Market: The affiliate program is available for the US market exclusively.
When you become an affiliate, you’ll receive training materials and sales support to help you succeed. They also assign a dedicated affiliate manager to optimize your campaigns. Expect a quick response, as their team typically reaches out within 24 hours of your application.
For more details and to sign up, visit the GoKapital affiliate program page. While some specifics about the program are undisclosed, it presents an opportunity, particularly if you’re interested in the business loans niche.
10. OnDeck
Are you looking for financing for your small business in the United States? OnDeck might be the answer. They are a well-known company that provides financial help to small businesses in 700 different industries all over the US (except for Nevada, North Dakota, and South Dakota). OnDeck has a fantastic reputation with an A+ rating from the Better Business Bureau and has lent more than $14 billion to businesses worldwide.
If you’re interested in becoming an affiliate for OnDeck, here’s what you need to know:
- Commission Rate: You can earn a 2% commission on each sale.
- Cookie Duration: The affiliate program offers a 60-day cookie window.
- Payment Methods: Commissions are paid 15 days after the end of the month via check or direct deposit.
- Market: The target market for this program includes the US, Canada, and Australia.
- Products/Services: OnDeck specializes in small business loan options.
Conclusion: Are Business Loan Affiliate Programs Worth Joining in 2024?
In conclusion, when it comes to deciding whether to join business loan affiliate programs in 2024, there are some key points to consider.
There’s a wide range of options available for businesses seeking financial support. These options cater to businesses of all sizes, ensuring that you’ll likely find one that suits your needs.
While there are numerous business loan affiliate programs out there, we’ve focused on recommending the best ones. To identify these top programs, we analyzed the choices of 15 leading affiliate websites in the business and finance niche, including NerdWallet, Bankrate, Fit Small Business, and Fundera. These websites are successfully generating passive income through the programs we’ve listed, and you can do the same.
To get started, you’ll need to establish a consistent source of traffic and clicks, which involves creating your own affiliate website. If you’re unsure about where to begin, don’t worry, we’re here to assist you. You can sign up for our free training program, where we’ll teach you seven secrets that can make new websites 83% more successful.
So, if you’re considering joining business loan affiliate programs in 2024, remember that success depends on choosing the right programs and building a strong online presence. We’re here to support you on your journey. See you at the training session!
