Exploring the mortgage market as an affiliate niche might seem daunting at first, but it’s surprisingly accessible and lucrative. Contrary to popular belief, it’s not overly competitive. A quick search reveals over 1,200 keywords with low difficulty scores, proving there’s ample opportunity for newcomers. What’s more, the US mortgage market is an enormous sector, valued at a staggering $11 trillion.
This is no small figure, indicating a vast potential for earnings. The finance niche, particularly mortgages, is known for being one of the most profitable areas in affiliate marketing. On average, marketers in this sector can earn upwards of $9,000 monthly. Recognizing these opportunities, we have compiled a comprehensive list of the top mortgage affiliate programs available, designed to help you capitalize on this lucrative market. Get ready to dive into the world of mortgage affiliate marketing with our curated selection!
Top 10 High-Paying Mortgage Affiliate Programs Of 2024
1. Lending Tree
Lending Tree is an online platform that helps people find the best mortgage deals. Instead of contacting many lenders, you just fill out one form on their site. They then match you with the right mortgage provider for your needs, whether it’s for a new mortgage, a reverse mortgage, or refinancing an existing one. If you join their affiliate program, you can earn money for each person who signs up for a mortgage through your link.
- Program: Lending Tree Affiliate Program
- Commission: Earn up to $44.50 for each successful referral
- Earnings Per Click (EPC): $176.85
- Cookie Duration: 14 days
- URL: Lending Tree Affiliate Program
2. Gabi Insurance
Gabi Insurance is a practical choice for anyone with a mortgage, as it’s essential to have home and liability insurance. Many brokers charge high rates for these insurances, but Gabi Insurance helps your visitors find more affordable options. By simply sharing their current policy details, they can save up to $825 annually on home insurance. Best of all, this service is offered free of charge. This affiliate program is not only profitable but also has a high conversion rate, making it an appealing choice for affiliates.
- Program: Gabi Insurance Affiliate Program
- Commission: $5 per lead
- Potential Earnings: Earn up to $825/year savings for referrals
- Conversion Rate: High, at 14%
- EPC (Earnings Per Click): $240.40
- Cookie Duration: 90 days
- Service: Free home insurance plan comparison
- Target Audience: Homeowners with mortgages seeking affordable insurance options
3. Motley Fool
The Motley Fool has been a trusted guide in personal finance since 1993, especially when it comes to significant decisions like home loans. Buying a home often involves the largest financial commitment in a person’s life, so making informed choices is crucial. This includes both initial mortgages and refinancing options. By joining the Motley Fool’s affiliate program, you can help others make wise financial decisions and earn a substantial commission in the process.
- Affiliate Program Details:
- Commission: Earn $100 for each lead.
- EPC (Earnings Per Click): $3.08, indicating average earnings per click.
- Cookie Duration: 45 days, allowing a generous period for leads to convert.
- Special Note: Check Motley Fool’s ‘Commission Groups’ on Awin, as the commission rate may vary for different products.
- Website: Motley Fool – a well-respected source for financial advice.
4. Lexington Law
Lexington Law offers a unique opportunity for those interested in affiliate marketing within the financial services sector. This company specializes in credit repair, an essential service for many aspiring homeowners. Good credit is crucial for securing a mortgage, and Lexington Law helps improve credit scores, making it easier for people to buy homes. Their affiliate program is straightforward and rewarding:
- Affiliate Reward: Earn $65 for each lead you generate.
- Commission Details: You’ll receive a commission of $65.00 per successful referral.
- EPC (Earnings Per Click): The average earnings per click stand at $35.98, indicating a high profit potential.
- Cookie Duration: The program offers a 30-day cookie duration, giving you a month-long window for your referrals to convert.
- URL: Lexington Law
By joining Lexington Law’s affiliate program, you can help your audience improve their credit scores while earning significant commissions.
5. Mortgage Training Centre
The Mortgage Training Center is a perfect option for those looking to guide their visitors into becoming mortgage agents. This established platform has been offering specialized training since 1994, focusing on preparing individuals for the mortgage industry. Their courses are designed to ensure compliance with SAFE (Secure and Fair Enforcement for Mortgage Licensing) and NMLS (Nationwide Mortgage Licensing System and Registry) standards. As an affiliate, you can earn impressive commissions of up to 50% on referrals. However, it’s important to note that the commission rate varies depending on the specific product or service.
- URL: Mortgage Training Center
- Commission: Up to 50%
- EPC: To be confirmed
- Cookie Duration: 30 days
6. MortgageAdvisor.com
MortgageAdvisor.com is a versatile platform catering to various home financing needs. Whether it’s for a first home purchase, refinancing for a home improvement project, or seeking veteran-specific loans, Mortgage Advisor offers solutions for all, including FHA, VA, and USDA loans. This real estate loan affiliate program stands out for its generous commission structure, paying up to $28 for each lead you generate.
- Website: MortgageAdvisor.com Affiliate Program
- Commission: Earn up to $28 per lead
- EPC and Cookie Duration: To be confirmed
- Services Offered: Diverse loan options including FHA, VA, and USDA loans
- Target Audience: First-time buyers, those refinancing for home improvements, and veterans seeking specialized mortgages
7. Better.com
Better.com is revolutionizing the mortgage industry, which many believe needs improvement, especially after the financial troubles in 2008. Vishal Garg, the founder, aimed to make getting or refinancing a mortgage simpler and cheaper. By cutting out unnecessary costs like paid meetings, Better.com offers a more affordable service, charging just a 1% fee on home loans. Their affiliate program is attractive too, offering up to $200 per lead.
- Website: Better.com
- Commission: Earn $200 for each lead you generate.
- Efficiency: Details To Be Confirmed (TBC).
- Cookie Duration: Not Applicable (NA).
8. Noah
Noah is a unique service that lets homeowners unlock up to $300,000 from their home’s value. The best part? Instead of monthly payments with high interest, Noah only gets paid when you sell, refinance, or choose to repay within 10 years. Homeowners need just 25% equity in their home and a minimum FICO score of 600 to qualify. The Noah affiliate program details are still being finalized, but it’s managed directly by their team.
- Service: Unlock home equity up to $300,000
- Payment Structure: No monthly payments; repayment upon selling, refinancing, or within 10 years
- Requirements: Minimum 25% home equity, FICO score of 600
- Affiliate Program: Managed in-house by Noah
- URL: Noah affiliate program
- Commission: To Be Confirmed (TBC)
- Earnings Per Click (EPC): TBC
- Cookie Duration: TBC
9. Quicken Loans
Quicken Loans is a top player in the U.S. mortgage and refinancing industry, renowned for its award-winning services for a decade. It offers a unique online platform where customers can effortlessly apply for mortgages and manage them thereafter. Additionally, they provide an option to consult with mortgage experts for personalized assistance. Quicken Loans ensures each customer finds the most suitable home loan for their specific needs.
- Affiliate Offer: Earn up to $15 per referral.
- URL: Quicken Loans Affiliate Program
- Commission: Up to $15 for each referral.
- Earnings Per Click (EPC): To be confirmed.
- Cookie Duration: 90 days.
10. BBVA Bank
BBVA Bank, with a rich history dating back to 1857 in Spain, has been a trusted name in the US since 1964. They offer a wide range of mortgage options, catering to various needs. Whether it’s a fixed-rate, adjustable-rate, or special mortgages like jumbo loans and HOME (Home Ownership Made Easy) programs, BBVA has it all. Their affiliate program is straightforward: for every successful referral, you earn $85. The program is designed to benefit both you and your visitors seeking reliable mortgage solutions.
- Bank Origin: Established in Spain in 1857, present in the US since 1964.
- Services Offered: Wide range of banking services, including various mortgage loan types.
- Mortgage Types: Fixed-rate, no/low down payment, jumbo, adjustable-rate, HOME mortgages, and government-backed loans.
- Affiliate Reward: Earn $85 for each successful mortgage referral.
- URL: BBVA Affiliate Program
- Commission: $85 per lead.
- EPC: $346.45.
- Cookie Duration: Session-based.
Conclusion: Are Mortgage Affiliate Programs Worth Joining in 2024?
In conclusion, joining mortgage affiliate programs in 2024 can be a smart move, especially if you have a blog or website about financial services. These programs offer a range of options for promoting home loans and other related services. While there isn’t one “best” program, the variety available means you can find something that fits your needs.
If you’re new to this and unsure about what ‘monetization’ means, don’t worry. There are free resources available to help you learn how to earn money through affiliate marketing, with no hidden costs. This can be a valuable opportunity for anyone looking to expand their online income.
